LEGISCORE
A practical guide for buyers and lenders dealing with Bengaluru buildings that claim extra built-up area under Premium FAR. It explains what the Supreme Court’s interim order changes, what it does not decide, and which records should settle the risk before money is released.
Read guideA pending court case does not stop a sale from being registered, but lis pendens under Section 52 TPA binds the buyer to the result, stay order or not.
Read guideThis guide explains how to handle name mismatches across sale deeds, revenue records, tax receipts and identity documents before buying property in India. It tells buyers and lenders which record settles the issue, when an affidavit is enough, and when the mismatch is a title defect.
Read guideFor a home loan the bank acts on its own empanelled advocate, not your lawyer's report. Here is why, whether it is law or policy, and how to avoid paying twice.
Read guideYour sale agreement doesn't quietly expire and leave you with nothing. Specific performance is now the rule, not a favour, and the limitation clock starts when the seller refuses, not when you signed.
Read guideA bank or SARFAESI auction clears the borrower's loan but not the dues on the property. See which previous dues (tax, electricity, society) follow the buyer.
Read guideSince 2020, non-farmers can buy agricultural land in Karnataka, but cannot build on it until it is NA-converted under Section 95. How to check before you pay.
Read guideThe seller inherited through a will and has no probate. Since the 2025 repeal you no longer need it, but here is why that is still not the same as a safe title.
Read guideThe builder wants the balance but the flat has no Occupancy Certificate. A 2026 Supreme Court ruling says you cannot be forced to take possession without it.
Read guideGrandfather split the property among his sons but never registered a partition deed. Can they legally sell it now, and is that title safe to buy?
Read guideRERA registration is the builder's own sworn declaration of title, not proof of it. A RERA-registered flat can still sit on litigated land. Here is how to check.
Read guideA clean title and EC do not show if a plot sits in a lake's FTL or buffer zone. Here is how to check it officially in Hyderabad and Bengaluru before you buy.
Read guideKaveri's instant EC covers only records from 1 April 2004. Here is how to check pre-2004 encumbrances in Bangalore, and why silence before 2004 is a trap.
Read guideA seller's brother who claims a share is a title defect, not bad luck. When the seller can't give clean title, your token advance is usually recoverable.
Read guideAn old, uncancelled mortgage still on your EC is not proof the loan is live, nor that it is cleared. How to tell which, and how to clear it before you pay.
Read guideSeeing original property documents only at registration is normal in India, not a red flag. The real risk is your advance. Here is how to protect it before you pay.
Read guideA property tax receipt proves someone paid tax and likely holds possession. It is not proof of title, which flows only from the registered deed chain.
Read guideTwo banks gave two different legal opinions on the same flat, one clear, one not. Here is how to tell which title opinion to trust before you pick a lender.
Read guideBank rejected your home loan after the legal opinion and won't explain why? Here is how to demand the reason and find the exact title defect yourself.
Read guideThe survey number on your sale deed doesn't match the khata. Here is how to tell a harmless clerical error from a fatal wrong-parcel defect before you pay.
Read guideA photocopy of the mother deed is not always a red flag, but you must know why the original is missing before you pay advance. Here is the exact title check.
Read guideClosed your home loan but the EC still shows the bank? You don't re-register — you discharge the charge: reconveyance deed, CERSAI, and RBI's 30-day rule.
Read guideEvery major Supreme Court ruling on Article 300A and government land — compensation without formal acquisition, the seven-part test for a valid acquisition, lapse claims, ULC vesting, and unsettled forest/Aravalli status.
Read guideEvery Supreme Court ruling that governs a bank-auction property title in India — redemption cut-offs, sale certificate registration, stamp duty, inherited dues, and the one priority question still unresolved.
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Insights
Expert articles on property due diligence, title verification, and real estate law in India.
Insights
Expert articles on property due diligence, title verification, and real estate law in India.
Download your Karnataka Encumbrance Certificate on Kaveri 2.0: step-by-step process, Form 15 vs Form 16, 2026 fees, and the checks a clean EC still misses.
Read guideGet your Telangana Encumbrance Certificate online in 2026 via IGRS: fees, documents, Form 15 vs 16, the 2025 Dharani-to-Bhu Bharati change, and faster verification.
Read guideComplete guide to apply for EC online via TNREGINET portal. Learn about Form 15 vs 16, fees, required documents, and faster verification alternatives.
Read guideComplete guide to obtaining Encumbrance Certificate online in Maharashtra through IGR portal. Step-by-step process for Mumbai, Pune, and all districts with fees, documents, and verification tips.
Read guideComplete step-by-step guide to obtaining Encumbrance Certificate online in Kerala through the PEARL portal. Covers fees, documents, Form 15 vs 16, and how to verify property quickly.
Read guideStep-by-step guide to obtaining Encumbrance Certificate online in Gujarat via e-Dhara and Garvi Gujarat portal. Includes fees, documents required, and how to verify property records.
Read guideComplete step-by-step guide to get Encumbrance Certificate online in Rajasthan via e-Panjeeyan portal. Includes fees, documents required, Form 15 vs 16, and property verification checklist.
Read guideComplete guide to obtaining Encumbrance Certificate online in Uttar Pradesh through IGRSUP portal. Step-by-step process, fees, documents, and verification tips for UP property buyers.
Read guideComplete guide to obtaining Encumbrance Certificate online in West Bengal. Step-by-step WBREGISTRATION portal process, fees, documents required, and how to verify Kolkata property records.
Read guideComplete step-by-step guide to obtaining Encumbrance Certificate online in Odisha through IGRS portal. Includes fees, documents required, application process, and property verification tips.
Read guideStep-by-step guide to obtaining Encumbrance Certificates online in Punjab and Haryana. Portal steps, fees, documents required, and property verification for Chandigarh region.
Read guideComplete step-by-step guide to apply for and download Encumbrance Certificate online in Madhya Pradesh through the SAMPADA/IGRS MP portal. Includes fees, documents, and EC verification tips.
Read guideStep-by-step guide to download your Encumbrance Certificate (EC) in Andhra Pradesh online via the IGRS AP portal, including fees and documents required.
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