API-First Property Intelligence

Property Verification API for Digital Lending Platforms

Q: What's the API response format?

All responses are JSON. The primary response includes an overall LegiScore score (AAA-C), individual pillar scores, confidence levels, risk flags, and supporting evidence. Detailed documentation with example responses is available in our developer portal.

Q: Is there a sandbox environment for testing?

Yes. We provide a full sandbox environment with mock data for development and testing. Sandbox API keys are available immediately upon registration. You can simulate different property types, risk levels, and edge cases.

Q: What are the rate limits?

Standard plans support up to 100 requests per minute. Enterprise plans offer custom rate limits based on your volume requirements. Burst capacity is available for peak processing periods.

Q: How does async scoring work?

You submit a property via POST request and receive a job ID immediately. When scoring is complete (typically under 15 minutes for full assessment), a webhook fires to your configured endpoint with the complete results. You can also poll the job status endpoint.

Q: Can we customize the scoring model for our risk appetite?

Enterprise API clients can configure custom scoring weights, threshold definitions, and auto-decisioning rules. You can also add custom fields to the property submission for your internal tracking.

Q: What SDKs are available?

Official SDKs are available for Python, Node.js, Java, and Go. Each SDK includes type definitions, error handling, webhook verification, and retry logic. Community SDKs exist for Ruby, PHP, and .NET.

Q: Can borrowers upload documents themselves?

Yes. You send borrowers a secure Collector link. They upload property documents with OTP verification — no app download, no WhatsApp back-and-forth. Documents arrive organized and ready for processing.

Q: Can my team share one account?

Yes. Org accounts let your credit team share credits, view cases across the team, and receive centralized GSTIN billing. Role-based access ensures each team member sees what they need.

Your lending platform processes applications in minutes. Don't let property verification be the one step that takes weeks. Plug our API into your loan workflow and get property scores in real-time.

Get API Access View API Docs

legiscore.in/v2/cases/LS-24817/rating

Rating (example)

Safe. Kondapur, Rangareddy

Reviewed

Ownership HistoryChain verified
Loans & ChargesNo active mortgage
Court CasesSearched across 700+ courts
Approvals & PermitsOccupancy certificate pending
Market ConditionsIn line with comparables

For the committee

Every finding links to its source page.

Documents to decision: <15 min
Risk signals checked: 29
Courts searched: 700+
States live: 14

The Digital Lending Gap

Everything Is Digital Except Property Verification

Manual verification breaks your digital flow

KYC and credit checks run in seconds. Property verification drops back to a lawyer and a wait.

Documents to decision in about 15 minutes

Property checks run as part of the journey, so the customer stays in your digital flow.

No standard property data layer

You build custom verification workflows from scratch for every state and document type.

One REST API, one rating

Send a case, get back a 29-section report and an AAA to C rating on five pillars.

Scale needs automation

High application volume with manual checks needs a large legal team and a long pipeline.

Batch mode and LOS webhooks

Queue many properties at once and receive status and results straight in your LOS.

Your workflow

From first document to a grade you can act on.

01Collected
Application lands in your LOS
Your system creates a case through the LegiScore REST API with the property details.
02Collected
Documents come in
The borrower uploads through a secure collector link with OTP. Any Indian language is read.
03Running
Searches and report run
Government searches and 100+ court checks run in parallel into a 29-section report.
04Queued
Rating returns to your LOS
A webhook delivers the AAA to C rating and the cited report for your credit decision.

The Missing API

Property Intelligence as a Service

LegiScore API provides programmatic access to property ratings across five risk pillars. One API call returns a structured, auditable property score that plugs directly into your loan decisioning engine.

01Pillar
Ownership History
Automated ownership chain verification with programmatic confidence scoring for each link in the chain.
02Pillar
Loans & Charges
Real-time encumbrance check against sub-registrar and CERSAI databases with structured response data.
03Pillar
Court Cases
Automated court scan with case details returned as structured JSON, ready for your risk model.
04Pillar
Approvals & Permits
Approval verification with boolean pass/fail fields for each regulatory requirement.
05Pillar
Market Conditions
Valuation confidence interval and comparable transaction data for collateral adequacy assessment.

Read API Documentation

Before and after

Build It Yourself vs. Use LegiScore API

Dimension	In-House Build	LegiScore API
Development Time	6-12 months to build and test	2-4 weeks to integrate
Data Coverage	Fragmented, state-by-state	Pan-India unified coverage
Maintenance	Ongoing dev team required	Managed service, always updated
Compliance	Build your own audit trail	Audit-ready by default

Developer-First Platform

Built for Engineering Teams

AAA

Pristine

Safe

Moderate

BBB

High Risk

Critical

RESTful API with Webhooks

Clean REST API with async webhook callbacks. Submit a property for scoring, receive a webhook when the analysis is complete. No polling required.

Structured JSON Responses

Every field in the LegiScore report is available as structured data. Parse individual pillar scores, risk flags, and supporting evidence directly into your decisioning engine.

Real-Time Preliminary Scoring

Get a preliminary risk score in under 2 seconds for instant pre-approval decisions. Full detailed assessment follows asynchronously within 15 minutes.

Enterprise Security

OAuth 2.0 authentication, TLS 1.3 encryption, IP whitelisting, and rate limiting. SOC 2 Type II aligned. Designed for regulated financial institutions.

Usage Analytics Dashboard

Track API consumption, response times, score distributions, and error rates. Real-time monitoring for your operations team.

SDKs and Pre-Built Integrations

Official SDKs for Python, Node.js, Java, and Go. Pre-built integrations for popular lending platforms. Sandbox environment for development and testing.

Secure Document Collection

Send borrowers a Collector link. They upload documents with OTP verification, no email chains, no WhatsApp, no missing pages.

Auto-Start Reports

Reports start automatically when borrower documents arrive. Configure document minimums and let the STP pipeline handle the rest.

Team Accounts

Shared org credits, centralized GSTIN billing, case sharing across your credit team.

Questions

What teams ask first.

What's the API response format?

All responses are JSON. The primary response includes an overall LegiScore score (AAA-C), individual pillar scores, confidence levels, risk flags, and supporting evidence. Detailed documentation with example responses is available in our developer portal.

Is there a sandbox environment for testing?

Yes. We provide a full sandbox environment with mock data for development and testing. Sandbox API keys are available immediately upon registration. You can simulate different property types, risk levels, and edge cases.

What are the rate limits?

Standard plans support up to 100 requests per minute. Enterprise plans offer custom rate limits based on your volume requirements. Burst capacity is available for peak processing periods.

How does async scoring work?

You submit a property via POST request and receive a job ID immediately. When scoring is complete (typically under 15 minutes for full assessment), a webhook fires to your configured endpoint with the complete results. You can also poll the job status endpoint.

Can we customize the scoring model for our risk appetite?

Enterprise API clients can configure custom scoring weights, threshold definitions, and auto-decisioning rules. You can also add custom fields to the property submission for your internal tracking.

What SDKs are available?

Official SDKs are available for Python, Node.js, Java, and Go. Each SDK includes type definitions, error handling, webhook verification, and retry logic. Community SDKs exist for Ruby, PHP, and .NET.

Can borrowers upload documents themselves?

Yes. You send borrowers a secure Collector link. They upload property documents with OTP verification, no app download, no WhatsApp back-and-forth. Documents arrive organized and ready for processing.

Can my team share one account?

Yes. Org accounts let your credit team share credits, view cases across the team, and receive centralized GSTIN billing. Role-based access ensures each team member sees what they need.

Add Property Intelligence to Your Lending Platform

Use the LegiScore API to automate property verification and accelerate loan processing in your digital lending platform.

Get API Access Read API Docs

API-First Property Intelligence

Property Verification API for Digital Lending Platforms

Your lending platform processes applications in minutes. Don't let property verification be the one step that takes weeks. Plug our API into your loan workflow and get property scores in real-time.

Get API Access View API Docs

legiscore.in/v2/cases/LS-24817/rating

Rating (example)

Safe. Kondapur, Rangareddy

Reviewed

Ownership HistoryChain verified
Loans & ChargesNo active mortgage
Court CasesSearched across 700+ courts
Approvals & PermitsOccupancy certificate pending
Market ConditionsIn line with comparables

For the committee

Every finding links to its source page.

Documents to decision: <15 min
Risk signals checked: 29
Courts searched: 700+
States live: 14

The Digital Lending Gap

Everything Is Digital Except Property Verification

Manual verification breaks your digital flow

KYC and credit checks run in seconds. Property verification drops back to a lawyer and a wait.

Documents to decision in about 15 minutes

Property checks run as part of the journey, so the customer stays in your digital flow.

No standard property data layer

You build custom verification workflows from scratch for every state and document type.

One REST API, one rating

Send a case, get back a 29-section report and an AAA to C rating on five pillars.

Scale needs automation

High application volume with manual checks needs a large legal team and a long pipeline.

Batch mode and LOS webhooks

Queue many properties at once and receive status and results straight in your LOS.

Your workflow

From first document to a grade you can act on.

01Collected
Application lands in your LOS
Your system creates a case through the LegiScore REST API with the property details.
02Collected
Documents come in
The borrower uploads through a secure collector link with OTP. Any Indian language is read.
03Running
Searches and report run
Government searches and 100+ court checks run in parallel into a 29-section report.
04Queued
Rating returns to your LOS
A webhook delivers the AAA to C rating and the cited report for your credit decision.

The Missing API

Property Intelligence as a Service

01Pillar
Ownership History
Automated ownership chain verification with programmatic confidence scoring for each link in the chain.
02Pillar
Loans & Charges
Real-time encumbrance check against sub-registrar and CERSAI databases with structured response data.
03Pillar
Court Cases
Automated court scan with case details returned as structured JSON, ready for your risk model.
04Pillar
Approvals & Permits
Approval verification with boolean pass/fail fields for each regulatory requirement.
05Pillar
Market Conditions
Valuation confidence interval and comparable transaction data for collateral adequacy assessment.

Read API Documentation

Before and after

Build It Yourself vs. Use LegiScore API

Dimension	In-House Build	LegiScore API
Development Time	6-12 months to build and test	2-4 weeks to integrate
Data Coverage	Fragmented, state-by-state	Pan-India unified coverage
Maintenance	Ongoing dev team required	Managed service, always updated
Compliance	Build your own audit trail	Audit-ready by default

Developer-First Platform

Built for Engineering Teams

AAA

Pristine

Safe

Moderate

BBB

High Risk

Critical

RESTful API with Webhooks

Clean REST API with async webhook callbacks. Submit a property for scoring, receive a webhook when the analysis is complete. No polling required.

Structured JSON Responses

Every field in the LegiScore report is available as structured data. Parse individual pillar scores, risk flags, and supporting evidence directly into your decisioning engine.

Real-Time Preliminary Scoring

Get a preliminary risk score in under 2 seconds for instant pre-approval decisions. Full detailed assessment follows asynchronously within 15 minutes.

Enterprise Security

OAuth 2.0 authentication, TLS 1.3 encryption, IP whitelisting, and rate limiting. SOC 2 Type II aligned. Designed for regulated financial institutions.

Usage Analytics Dashboard

Track API consumption, response times, score distributions, and error rates. Real-time monitoring for your operations team.

SDKs and Pre-Built Integrations

Official SDKs for Python, Node.js, Java, and Go. Pre-built integrations for popular lending platforms. Sandbox environment for development and testing.

Secure Document Collection

Send borrowers a Collector link. They upload documents with OTP verification, no email chains, no WhatsApp, no missing pages.

Auto-Start Reports

Reports start automatically when borrower documents arrive. Configure document minimums and let the STP pipeline handle the rest.

Team Accounts

Shared org credits, centralized GSTIN billing, case sharing across your credit team.

Questions

What teams ask first.

What's the API response format?

Is there a sandbox environment for testing?

What are the rate limits?

Standard plans support up to 100 requests per minute. Enterprise plans offer custom rate limits based on your volume requirements. Burst capacity is available for peak processing periods.

How does async scoring work?

Can we customize the scoring model for our risk appetite?

Enterprise API clients can configure custom scoring weights, threshold definitions, and auto-decisioning rules. You can also add custom fields to the property submission for your internal tracking.

What SDKs are available?

Official SDKs are available for Python, Node.js, Java, and Go. Each SDK includes type definitions, error handling, webhook verification, and retry logic. Community SDKs exist for Ruby, PHP, and .NET.

Can borrowers upload documents themselves?

Can my team share one account?

Yes. Org accounts let your credit team share credits, view cases across the team, and receive centralized GSTIN billing. Role-based access ensures each team member sees what they need.

Add Property Intelligence to Your Lending Platform

Use the LegiScore API to automate property verification and accelerate loan processing in your digital lending platform.

Get API Access Read API Docs