LEGISCORE
A practical guide for buyers and lenders dealing with Bengaluru buildings that claim extra built-up area under Premium FAR. It explains what the Supreme Court’s interim order changes, what it does not decide, and which records should settle the risk before money is released.
Read guideA pending court case does not stop a sale from being registered, but lis pendens under Section 52 TPA binds the buyer to the result, stay order or not.
Read guideThis guide explains how to handle name mismatches across sale deeds, revenue records, tax receipts and identity documents before buying property in India. It tells buyers and lenders which record settles the issue, when an affidavit is enough, and when the mismatch is a title defect.
Read guideFor a home loan the bank acts on its own empanelled advocate, not your lawyer's report. Here is why, whether it is law or policy, and how to avoid paying twice.
Read guideYour sale agreement doesn't quietly expire and leave you with nothing. Specific performance is now the rule, not a favour, and the limitation clock starts when the seller refuses, not when you signed.
Read guideA bank or SARFAESI auction clears the borrower's loan but not the dues on the property. See which previous dues (tax, electricity, society) follow the buyer.
Read guideSince 2020, non-farmers can buy agricultural land in Karnataka, but cannot build on it until it is NA-converted under Section 95. How to check before you pay.
Read guideThe seller inherited through a will and has no probate. Since the 2025 repeal you no longer need it, but here is why that is still not the same as a safe title.
Read guideThe builder wants the balance but the flat has no Occupancy Certificate. A 2026 Supreme Court ruling says you cannot be forced to take possession without it.
Read guideGrandfather split the property among his sons but never registered a partition deed. Can they legally sell it now, and is that title safe to buy?
Read guideRERA registration is the builder's own sworn declaration of title, not proof of it. A RERA-registered flat can still sit on litigated land. Here is how to check.
Read guideA clean title and EC do not show if a plot sits in a lake's FTL or buffer zone. Here is how to check it officially in Hyderabad and Bengaluru before you buy.
Read guideKaveri's instant EC covers only records from 1 April 2004. Here is how to check pre-2004 encumbrances in Bangalore, and why silence before 2004 is a trap.
Read guideA seller's brother who claims a share is a title defect, not bad luck. When the seller can't give clean title, your token advance is usually recoverable.
Read guideAn old, uncancelled mortgage still on your EC is not proof the loan is live, nor that it is cleared. How to tell which, and how to clear it before you pay.
Read guideSeeing original property documents only at registration is normal in India, not a red flag. The real risk is your advance. Here is how to protect it before you pay.
Read guideA property tax receipt proves someone paid tax and likely holds possession. It is not proof of title, which flows only from the registered deed chain.
Read guideTwo banks gave two different legal opinions on the same flat, one clear, one not. Here is how to tell which title opinion to trust before you pick a lender.
Read guideBank rejected your home loan after the legal opinion and won't explain why? Here is how to demand the reason and find the exact title defect yourself.
Read guideThe survey number on your sale deed doesn't match the khata. Here is how to tell a harmless clerical error from a fatal wrong-parcel defect before you pay.
Read guideA photocopy of the mother deed is not always a red flag, but you must know why the original is missing before you pay advance. Here is the exact title check.
Read guideClosed your home loan but the EC still shows the bank? You don't re-register — you discharge the charge: reconveyance deed, CERSAI, and RBI's 30-day rule.
Read guideEvery major Supreme Court ruling on Article 300A and government land — compensation without formal acquisition, the seven-part test for a valid acquisition, lapse claims, ULC vesting, and unsettled forest/Aravalli status.
Read guideEvery Supreme Court ruling that governs a bank-auction property title in India — redemption cut-offs, sale certificate registration, stamp duty, inherited dues, and the one priority question still unresolved.
Read guideShowing 24 of 209
Insights
Expert articles on property due diligence, title verification, and real estate law in India.
Insights
Expert articles on property due diligence, title verification, and real estate law in India.
The vendor-due-diligence checklist for property verification: where your deed is stored, who can access it, AI training, retention, and DPDP/RBI duties.
Read guideDocument collection eats 60-70% of mortgage verification time. The standard title checklist, why collection fails, and what a structured intake fixes.
Read guideWhy parcel-by-parcel title reports fail at project scale, and how a consolidated title report verifies every parcel then synthesizes the whole.
Read guideWhy email-and-drive workflows fail RBI inspection, what an audit trail must capture, and how action-level traceability survives a property verification audit.
Read guideSame property type, three branches, three different legal opinions. How to standardize property legal scrutiny across bank branches with configuration, not circulars.
Read guideHome loan legal verification is slow because files wait on handoffs, not work. A time audit of where the days actually go, and how to cut queue time.
Read guideHow banks and NBFCs integrate property title verification into their loan origination system via API — payload, webhooks, idempotency, and security.
Read guideSOP outline, evidence trail, and RBI inspection expectations for bank legal verification. Covers panel advocate empanelment, exception logs, and retention.
Read guideHow banks can scale property verification to 500+ files a day without breaking compliance — reference architecture, KPIs, and audit trail at scale.
Read guideA credit ops playbook to compress legal scrutiny TAT from 4-7 days to 1-2 days using parallel data fetches, AI pre-scrutiny, and exception queues.
Read guideA working SOP for mortgage credit ops and audit teams: trigger, documents, panel advocate engagement, checks, escalation, SLA and disbursal-eve re-verification.
Read guideRealistic property verification SLA benchmarks across PSU banks, private banks, NBFCs, and HFCs in India — and what best-in-class actually looks like.
Read guideComprehensive guide for real estate developers on land acquisition due diligence, covering title verification, revenue records, approvals, and litigation checks before purchasing plots.
Read guideComplete guide to buying agricultural land in India covering state-wise restrictions, ceiling limits, legal verification process, and revenue records you must check before purchase.
Read guideComplete property verification checklist for first-time home buyers in India. Learn what documents to check, common mistakes to avoid, and step-by-step buying process.
Read guideA comprehensive guide to apartment verification covering title verification, RERA compliance, builder track record, and hidden legal risks that builders don't disclose.
Read guideDiscover how AI legal opinion technology transforms property verification for lawyers and law firms—from 2-3 weeks to under an hour with comprehensive document analysis, litigation search, and title chain verification.
Read guideComplete guide for NRIs buying or inheriting property in India. Learn step-by-step remote verification, FEMA compliance, POA risks, fraud prevention, and digital due diligence tools.
Read guideA comprehensive guide for banks, NBFCs, and HFCs on standardizing property verification processes for mortgage lending. Learn compliance requirements, risk mitigation strategies, and due diligence checklists.
Read guideLearn how property ratings help real estate agents build trust, reduce liability, and close deals faster with pre-verified listings.
Read guide