LEGISCORE
PUNJAB NATIONAL BANKSARFAESI e-auction · ID ibapi-punb038030000150Scheduled?Not gradedKangra, Dehra
Inspection
On request
Visit the property
EMD deadline
See sale notice
Pay on the bank portal
Auction
Date on notice
Online, on the bank portal
The bank sells "as is, where is" and does not certify title.
Reserve price
₹8.27 L
Physical possession still needs a clean handover
The bank holds the keys, but a tenant, occupant or third-party claim can still surface after the sale. Confirm the handover terms in the sale notice.
Dues and arrears are not always listed
Society maintenance, water and property tax arrears often sit outside the notice. On an "as is, where is" sale they pass to the buyer.
The sale can be challenged
A borrower can contest a SARFAESI sale at the Debts Recovery Tribunal under Sec. 17. A pending case can hold up the sale certificate.
Chain of title is rarely published
Notices usually name the mortgage deed only. Earlier sale deeds and any second charge are left for you to check.
₹1,999 + GST · lawyer-signed in 24–72 hours
Reports are signed in 24–72 hours, so order early.
Register & pay EMD
Submit your KYC on the bank's e-auction portal and deposit the earnest money (EMD) before the cut-off.
Inspect & diligence
Inspect the property and verify the title independently, the bank sells “as is, where is” with no title guarantee.
Bid online
Bid live during the auction window. Bids must exceed the reserve price and rise by the set increment.
Win, pay & take possession
The highest bidder pays the balance within the stipulated days; the bank issues a sale certificate and hands over possession.